You may not need a savings account but you can open one if you want to save money and accrue interest. Please note that checking accounts may come with minimum monthly balances and service fees, such as an "inactive" fee if you do not spend from it at least once per month. On the day students open their bank accounts, ask the banker for ways to maintain the accounts without having to pay monthly fees. You can use your checking account for living expenses, paying tuition and other bills, and more. There are two types of bank accounts in the U.S:Ī checking account allows you to frequently deposit and withdraw money. Once you arrive on campus, you can go to a local bank to open a bank account. Create a plan ahead of time on how and when you will reach out to your loved ones. It is a good idea to use Wi-Fi/internet-connected services such as FaceTime and WhatsApp to contact friends and family at home. Be aware of international calling/texting fees - these can be very expensive. Large stores like Target, Walmart, BJs, Costco, and more will often also sell phones. You are welcome to also use any service that best fits your needs.
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At in-person International Student Orientation, Rutgers Global often invites cell providers to our Resource Fair to help you with this. For a long term plan, you will want to consider contacting a cell service provider ( see a limited list of companies here) to activate a new phone plan that will cover the duration of your stay. As a short term solution, you may purchase a prepaid sim card/phone at a convenience store/airport to have a limited amount of call minutes, texts, and internet data added to your phone. phone number to avoid large international charges and to maintain your immigration status. When you’re inside the U.S., you will need to obtain a new U.S.